Outdated Definition Inflates Employer’s Workers’ Comp Rate

A California employer that sells and rents high-tech audio equipment to production companies, schools, churches, and others is being forced to pay a far higher rate for its workers’ comp coverage because of an outdated definition in the state’s classification system. A California Department of Insurance administrative law judge says the Workers’ Compensation Insurance Rating … Read More »

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Chinese Coronavirus: New Rules For X-Mods, Premium, & Ratemaking

The Workers’ Compensation Insurance Rating Bureau is backing special rules to limit the impact of the Chinese coronavirus (COVID-19) pandemic on employers’ X-Mods and allow steps to lessen workers’ comp premiums, but not before a critical committee amended the proposal. Members of the Classification & Rating Committee insisted on changes to expand the proposal while … Read More »

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Is the Rating Bureau Changing Its Rules To Get Its Way?

A California employer that won a previous classification dispute with the Workers’ Compensation Insurance Rating Bureau now finds itself back in the same fight. The employer alleges that the Bureau is attempting to change the rules in an “end run” around the California Department of Insurance’s appeals process to reach the outcome it failed to … Read More »

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Major Changes From the Bureau

A handful of high wage, low-risk classifications could soon be facing a significant rate hike, but the increase is not because these historically safe industries are suddenly less so. Instead, the increase will come from a move by carriers on the classification committee of the Workers’ Compensation Insurance Rating Bureau to expand the use of … Read More »

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New Classifications In The Works

The Workers’ Compensation Insurance Rating Bureau is expected to recommend carving out several new classifications to address changes in workplaces and operations when it makes it regulatory filing for new rules effective 2018. But there are questions. How these changes will affect employers, if the Department will find them acceptable, or even if they will … Read More »

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Employer Challenges Reclassification Due To Time Cards

The distinction between hours worked and billable hours could cost a plumbing contractor tens of thousands of dollars on its workers’ comp bill.  Its high-wage journeymen plumbers were moved to the low-wage, high-rate classification. The firm is fighting the change, and a California Department of Insurance administrative law judge is now reviewing the adequacy of its … Read More »

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