Carrier Can’t Continue with Subrogation Claim

The Sixth District rejected an injured worker’s negligence lawsuit against the Los Altos School District because of Government Claims Act restrictions on claims against public entities. The decision also halts the subrogation claim State Farm Fire and Casualty filed to recoup the workers’ comp benefits it paid. The lawsuit stems from a trip-and-fall accident on … Read More »

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Carrier Can Collect on Default Judgment for Unpaid Premium

The Fifth District Court of Appeal says the collection agency for the State Compensation Insurance Fund can collect the nearly $87,000 it won in a default judgment against a former State Fund insured for unpaid workers’ comp premium. The employer argued that his failure to respond to the lawsuit was excusable and that the court … Read More »

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Website Privacy Violation Lawsuit Against Carrier

The U.S. District Court for the Central District of California granted a motion by Accident Fund Holdings to dismiss a purported class action lawsuit alleging the carrier’s website violated California’s privacy laws. A self-proclaimed online privacy tester filed the lawsuit. Emily Rodriguez filed the lawsuit after visiting the website for CompWest Insurance Company, an Accident … Read More »

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Carriers Increase Charged Rate

California employers, on average, saw a 6% rate hike in the first quarter of the year after the Insurance Commission approved an 8.7% increase in advisory pure premium rates effective last September 1st. Advisory rates are set to go up another 6.6% at the beginning of September, although many individual classes are increasing over 20%. … Read More »

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Who Are the Largest Workers’ Comp Carriers

The latest workers’ comp premium and market share data from the National Association of Insurance Commissioners (NAIC) show that written premium dipped by $1.25 billion last year to just over $56 billion nationwide. The top 15 carrier groups account for nearly 55% of the total written amount; the top 25 carriers account for 68%, with … Read More »

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Employer Fights What Carrier Reported to the Bureau

A real estate management company maintains that the manner in which a $70,000 workers’ compensation claim settlement was reported to the Workers’ Compensation Insurance Rating Bureau caused its X-Mod to increase precipitously.  In 2022, X-mod was 85, and it increased to 376 in 2023, then was revised down to 357 for the same period. Other … Read More »

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Cumulative Trauma Claims Impacting Carriers Financials

Executives at Employers Holdings Inc. (NYSE: EIG) say a rapid increase in the number of cumulative trauma claims stemming from its California operations is having a negative impact on its financials. The workers’ comp specialty carrier says CT claims are adding three points to its 2025 accident year loss and loss adjustment expense ratio. “Our … Read More »

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Surprises in Workers’ Comp Market Share Numbers

California market share totals for 2024 show a new entrant among the 10 largest workers’ comp carriers in the state, while another group moved up two slots in the rankings to become California’s third-largest workers’ comp carrier. One carrier wrote ten times what it did in 2023. Beyond these moves, however, the top of the … Read More »

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