General Liability Insurer – Not the Comp Carrier On the Claim

The Fourth District Court of Appeal is dismissing an employer’s workers’ comp carrier from a personal injury case finding that the general liability carrier had all the exposure to the claim. The workers’ comp carrier, Employers Compensation Insurance Company (ECIC), had denied coverage and didn’t participate in the case that ultimately settled for the general … Read More »

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Rate Change or Class Change – When Must A Carrier Tell Insured?

The Fourth District Court of Appeal says Insurance Code section 11664 only requires carriers to notify insureds if the premium rate in their governing classification is going up by 25% or more. Carriers are not obligated to tell insureds that they will pay more due to a change in governing or other classifications. The decision … Read More »

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