Executives at the State Compensation Insurance Fund are reporting that its estimated annual premium is up 6.5% in the first quarter of 2026 compared to the same period in 2025. The carrier says a double-digit increase in new business is driving the increase. “In New Business, the increase is driven by a combination of a …
Workers’ comp experts say that GT’s Living Food’s (GTLF) admitted failure to report roughly 97% of its payroll artificially inflated the rates of other employers in its class. The unreported payroll amounted to approximately 4% of the total payroll that went into rate making which means that the adopted rate was roughly 4% higher than …
A California employer is facing the double whammy of an X-Mod that’s bloated by years of unreported payroll, skewing its experience rating calculation. Now, it’s facing the impact of an 850 X-Mod on the additional premium that’s due as it seeks to bring its payroll reports into compliance. Law enforcement is involved, but no charges …
The Assembly Insurance Committee is carrying AB 1683 to end the sunset date on a program that allows workers’ comp carriers, third-party administrators, and self-insured employers to distribute workers’ comp indemnity benefits via prepaid debit cards. The prepaid cards have been authorized under a pilot program since 2018. A report released last fall showed that …
State Compensation Insurance Fund executives say that 2025 net premiums earned are trailing 2024 results by 8.9% due to a drop in renewals. But profitability, and policyholder surplus have increased. State Fund’s earned net workers’ comp premiums are $735 million through the first nine months of 2025, compared to $807 million in the same period …
As is frequently the case in the workers’ compensation system, innovation can be hindered because it requires time, effort, and a seemingly endless series of tests, committees, studies, and sometimes legislation. And early innovators must have the courage to try and measure. Such has been the case with the relatively benign idea of using debit …
In an interesting case, a nonprofit theater company is balking at paying a minimum workers’ comp premium charge for two executives who helped run the operations on an unpaid, volunteer basis. The workers’ comp carrier counters that the charge is required under Workers’ Compensation Insurance Rating Bureau rules and maintains that the company got the …
District Attorneys in Los Angeles and San Diego notched victories against two employers for underreporting payroll to avoid workers’ comp premiums. The San Diego DA won a $1 million restitution order against a plumbing company, while the Los Angeles DA’s office secured a nearly $2.3 million order against a couple operating three delivery services. John …