Private Self-Insureds Results

California’s private employers that self-insure their workers’ compensation obligation saw their number of claims increase for the fifth year in a row (see chart below). But not all of the increase is due to the higher employment levels during the five-year period. According to data released by the Office of Self-Insurance Plans, there were 3.7 … Read More »

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Sharp Drop In Public Agency Claims During COVID-19 Crisis

The statewide stay-at-home orders that California has been operating under since March is having a dramatic impact on workers’ comp claims for the state’s self-insured school districts and municipalities. Actuaries for these self-insured public entities say that claims from public school workers were down 84% in April compared to historical norms, while municipalities saw decreases … Read More »

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California Self-Insureds’ Numbers Reflect Market Changes

Private self-insured employers in California workers’ comp collectively are seeing an increased number of claims, but they decreased future liabilities last year. Somewhat counterintuitively, for the third year in a row, the number of new claims reported increased. All of this comes against a backdrop of stagnant employment numbers. Total employment was 2,259,451 in 2015 … Read More »

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Excess Workers’ Comp Market Expanded In 2018

California’s market for excess workers’ comp coverage expanded slightly in 2018 to once again top $200 million in written premium. Overall, excess carriers wrote $209 million in premium last year. The total is up from the $195 million written in 2017 but still far below the $243 million recorded in 2016. Brokers active in the … Read More »

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Comp Costs Up At Self-Insured Public Agencies

California taxpayers in cities and counties that self-insure their workers’ comp will have to pay more to cover workers’ comp benefits for injured government employees. The latest data shows that future liabilities are up to $8.5 billion and the outflow of cash is increasing. Severity is also up sharply. But public agencies’ workers’ comp costs … Read More »

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Court Orders Review Of Employer’s Self-Insured Status

The Second District Court of Appeal says the Workers’ Compensation Act’s exclusivity provision does not automatically block a worker’s lawsuit against her employer and the employer’s workers’ comp claim adjuster when the case alleged the employer did not have workers’ comp coverage. The case is being sent back to the trial court for a ruling … Read More »

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