Fact Checking

As noted in the last edition of this publication, the latest existential threat to California’s workers’ compensation system is Assembly Bill 1465 co-authored by Assembly Majority Leader Eloise Reyes (D-San … Read More »

COVID Surcharge, CT Claim Modifier Likely Out Of Rate Filing

The Workers’ Compensation Insurance Rating Bureau is deep into its analysis of California’s 2020 workers’ comp experience. It is working on the upcoming rate filing, which officials say will be one of its most challenging filings in years. However, two controversial provisions from the most recent filing are unlikely to return.  The Bureau is backing … Read More »

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Few Swinging Classes Reach Limits

California’s rule protecting employers from wild swings in workers’ comp rates will only apply to a few classes next year. Initial data from the Workers’ Compensation Insurance Rating Bureau indicates that only eight classes will bump up against the 25% up or down limit. Some of these may not be affected when the final pure … Read More »

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Outdated Definition Inflates Employer’s Workers’ Comp Rate

A California employer that sells and rents high-tech audio equipment to production companies, schools, churches, and others is being forced to pay a far higher rate for its workers’ comp coverage because of an outdated definition in the state’s classification system. A California Department of Insurance administrative law judge says the Workers’ Compensation Insurance Rating … Read More »

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Dramatic Expansion of Experience Rating System Floated

Changes now under consideration could double or even triple the number of experience-rated employers in California. The Workers’ Compensation Insurance Rating Bureau is researching changes that would give X-Mods to 250,000-300,000 small employers or more. The small employers are mostly claim free risks that would see a 5% credit mod, but those with workers’ comp … Read More »

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2020’s Biggest Workers’ Comp Stories – A Year In Review

Workers’ Comp Executive launches each new year with the publication of a list of the “Top Stories” from the prior 12 months. Some years are more newsworthy than others, but we certainly had some doozies during what was our 30th year covering the California workers’ comp industry. Beset by the COVID-19 pandemic, Governor Newsom followed … Read More »

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CDI Hearing Officer Recommended COVID-19 Surcharge

Insurance Commissioner Ricardo Lara bucked both the insurance industry and his own Department in rejecting a plan for California’s already stressed insured employers to pay more in workers’ comp premium next year to cover COVID-19 related workers’ comp claims. California workers’ compensation remains quite profitable for carriers. COVID claims make up only 9% of the … Read More »

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2021 Rates Are Out: Lara Rejects COVID-19 Surcharge

In a stunning blow to the Bureau and a major victory for California’s employers Insurance Commissioner Ricardo Lara issued the 2021 pure premium advisory rates. There is an 8.6 overall average difference between what the Bureau recommended and what Lara approved. He is rejecting the Bureau’s filing for a COVID-19 surcharge on all employers – … Read More »

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