Shake-Up In California’s Workers’ Comp Market

The 2025 market share totals are out, and the State Compensation Insurance Fund is no longer the largest writer of workers’ comp insurance in California. State Fund’s writings last year dropped below $1 billion, and AmTrust Financial Services Group surpassed it. AmTrust increased its premium by 12% to become the largest carrier in the California … Read More »

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Rate Hike Proposals Under CDI Consideration

The California Department of Insurance took testimony from the Workers’ Compensation Insurance Rating Bureau, the independent actuary representing employers and organized labor, and a member of the workers’ comp community … Read More »

California’s Combined Ratio Reaches Two-Decade High

The 2025 accident year combined ratio for California’s workers’ comp system may be one for the record books. The accident year combined ratio is projected at 129% based on the latest industry data. This level hasn’t been seen in California workers’ comp since 2001. The industry’s year-end 2025 results show that California’s accident year combined … Read More »

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Nonprofit Wins Classification Dispute

Norcal Crew, a 501(c)(3) nonprofit competitive youth rowing program, prevailed in a dispute with its workers’ comp carrier and the Workers’ Compensation Insurance Rating Bureau. The organization successfully fought off reclassification of its operations to a class with an advisory pure premium rate 2.5 times higher than the workers’ comp rate for its historical classification … Read More »

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Dual Wage Changes, Payroll Limits Under Review

Officials at the California Department of Insurance heard California contractors’ concerns and their request for a review of the fairness of the proposed increases to the dual wage thresholds, but there was little other feedback on the Workers’ Compensation Insurance Rating Bureau’s newest technical filing. The filing is now under review, with a decision by … Read More »

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Rate Increase Drivers Identified

The insurer majority on the Workers’ Compensation Insurance Rating Bureau’s governing committee pushed through a request for a 10.4% increase in California workers’ comp advisory pure premium rates effective September 1, 2026. An alternative proposal by the public members for a lower 5.1% rate hike was rejected by the industry executives. The filing for the … Read More »

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Workers’ Comp Reform Coming

A seemingly routine panel discussion at a recent Commission on Health, Safety, and Workers’ Compensation may prove to be the starting point for California’s next round of workers’ compensation reforms. Representatives for injured workers, providers, and payers were discussing what is and isn’t working in the system when a representative for employers and workers’ comp … Read More »

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