New industry research shows that one out of every six workers’ comp claims filed in California in 2025 was for a cumulative trauma injury. The trend is clear compared with 2018, when the rate was one out of every 11 claims. An analysis by the California Workers’ Compensation Institute notes that the trend is accelerating …
The Workers’ Compensation Insurance Rating Bureau’s Classification and Rating Committee (C&R) is backing a classification change that would combine retail and wholesale operations that sell computers with retail and wholesale cell phone stores into a single class. The proposed changes would also move any outside sales operations in class 8062 to 8742, which is the …
Insurance Commissioner Ricardo Lara approved 6.6% average increase in California’s advisory pure premium rates effective with new or renewal business on or after September 1st. But tens of thousands of employers will see rate increases far above that, some over 30%. Brokers should prepare clients in nearly three-dozen classes that have increases in advisory pure …
California employers, on average, saw a 6% rate hike in the first quarter of the year after the Insurance Commission approved an 8.7% increase in advisory pure premium rates effective last September 1st. Advisory rates are set to go up another 6.6% at the beginning of September, although many individual classes are increasing over 20%. …
California’s advisory pure premium rate for clerical employees who work remotely is decreasing by 4% to just under ten cents per $100 of payroll as of September 1, 2026. The September 1st rate marks the first time that the decrease in the telecommuter rate wasn’t limited by Workers’ Compensation Insurance Rating Bureau rules since it …
After posting a $1.3 billion pretax underwriting loss in 2024 – the first for California’s workers’ comp industry in a decade – carriers trimmed the loss to $430 million last year as insurers’ overall expenses moderated and additional reserve releases helped bring down the ratios. The calendar year results came as earned premium declined by …
Insurance Commissioner Ricardo Lara effectively split the baby and approved the second consecutive increase in California’s workers’ comp advisory pure premium rates. In a decision released late Friday afternoon, the …
The 2025 market share totals are out, and the State Compensation Insurance Fund is no longer the largest writer of workers’ comp insurance in California. State Fund’s writings last year dropped below $1 billion, and AmTrust Financial Services Group surpassed it. AmTrust increased its premium by 12% to become the largest carrier in the California …