Uninsured Inspections Are Down

for violating Labor Code section 3722 last year. The state’s Uninsured Employer Enforcement Program completed 41 inspections last year and had another 51 open at year-end. The program levied nearly $1.8 million in penalties against the employers found operating without valid workers’ comp coverage but collected only $243,310 of the total – a collection rate … Read More »

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DoorDash Classification Dispute

The question at hand is whether DoorDash’s operations fall under the web-based development classification 8859 or the more general clerical and telecommuter classes 8810 and 8871. But there is too a third possible classification if  the contractors who actually deliver the food become reclassified as employees under AB5. DoorDash and the Workers’ Compensation Insurance Rating … Read More »

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Prior Classification Error Doesn’t Prevent Correction, Audit Premium

A property management company owes nearly $40,000 more in workers’ comp premium after managers were improperly assigned to the wrong classification for several years. The carrier discovered the error and endorsed the correct classification when the policy was renewed. Then, when the renewed policy was audited, it reclassified the managers’ payroll and sought additional premium. … Read More »

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Workers’ Comp Regulatory Filing Approved

The California Department of Insurance fully adopted the Workers’ Compensation Insurance Rating Bureau’s September 1, 2023, regulatory filing. A separate decision on the advisory pure premium rates is still pending. … Read More »

Workers’ Comp Results – Profitability Continues

Workers’ compensation remains the most profitable part of the national property and casualty industry. For the sixth straight year, its combined ratio was under 90. And carriers overall are holding on to reserve redundancies. The news came from National Council on Compensation Insurance’s chief actuary Donna Glenn, and it was part of the rating association’s … Read More »

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Formal Appeal Prompts Reclassification

The administrative law judges at the California Department of Insurance’s Administrative Hearing Bureau resolve disputes between employers and workers’ comp carriers and/or the Workers’ Compensation Insurance Rating Bureau. Cases don’t always have to go to trial to get a positive result for an employer. Sometimes filing a formal appeal is enough to resolve the dispute … Read More »

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WCIRB Regulatory Filing Under Review

The California Department of Insurance held a public hearing.and closed the record on the Workers’ Compensation Insurance Rating Bureau’s proposed regulatory changes for September 1, 2023. The proposal includes creating a separate rate for the telecommuting classification (8871) and updating the experience rating threshold. If approved, the filing would also start splitting the existing restaurant … Read More »

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Hearing In DoorDash Classification Dispute

The California Department of Insurance’s Administrative Hearing Bureau held an oft-delayed evidentiary hearing into DoorDash’s appeal of the Workers’ Compensation Insurance Rating Bureau’s classification assignment of the operations at its headquarters. In dispute is the seven-fold difference in the rate for the classification the WCIRB assigned to DoorDash’s operations versus what the company claims its … Read More »

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