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New Labor Contractor Identifiers

The Workers’ Compensation Insurance Rating Bureau is rolling out a new set of identifiers for labor contractors, farm labor contractors, and Professional Employer Organizations. The identifiers will appear in items such as classification inspection reports, experience rating forms, and risk summary reports. The codes will also appear as class codes, although they are informational only. … Read More »

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Dual Wage Threshold Increases In The Works – Nov 5, 2025

The Workers’ Compensation Insurance Rating Bureau’s Classification and Rating Committee will review a proposal next week to boost the hourly wage threshold for dual wage classifications by $2 to $6 per hour (see chart). The update, if ultimately recommended and adopted, would be the first in two years. The Bureau is a private organization with … Read More »

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Dual Wage Timecard Dispute Set For Hearing

The California Department of Insurance Administrative Hearing Bureau will hold an evidentiary hearing this month as it attempts to resolve a dispute over how timecards affect the proper assignment of a very small electrical contractor’s payroll. The carrier is standing behind its reassignment of payroll to the low-wage/high-rate class because the company’s cards allegedly didn’t … Read More »

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Safer At Home

The National Council on Compensation Insurance released a study that found there is up to a 40% decline in workers’ comp claim frequency among certain groups of office workers who had access to remote work. The study examined claim frequency from 2019 to 2022 and observed that this group experienced a significantly larger decline in … Read More »

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Staffing Company Fights Collateral Demand

A Florida-based staffing company with extensive operations in California’s light industrial and factory settings is asking a federal district court in California’s Central District to block a $51 million demand for collateral on its workers’ comp policy. Full Steam Staffing filed the complaint earlier this month, alleging that Chubb Limited retaliated against it for ending … Read More »

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Cumulative Trauma Claims At All Time High

The Workers’ Compensation Insurance Rating Bureau is reporting that the share of workers’ compensation indemnity claims involving a cumulative trauma injury continued to rise throughout 2024 and is now at an all-time high. “There’s no sign of it slowing down,” say WCIRB officials. The Bureau is a private organization with quasi-governmental responsibility. It is financially … Read More »

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Employer Fights What Carrier Reported to the Bureau

A real estate management company maintains that the manner in which a $70,000 workers’ compensation claim settlement was reported to the Workers’ Compensation Insurance Rating Bureau caused its X-Mod to increase precipitously. In 2022, X-mod was 85, and it increased to 376 in 2023, then was revised down to 357 for the same period. Other … Read More »

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Less Rate Volatility For Smaller Classifications

The Workers’ Compensation Insurance Rating Bureau’s actuarial committee members gave their support for a change to the Bureau’s ratemaking process that should keep workers’ comp rates for smaller classifications from swinging widely from one year to the next. The Bureau already has a policy that limits changes from increasing or decreasing rates by more than … Read More »

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