The 2025 market share totals are out, and the State Compensation Insurance Fund is no longer the largest writer of workers’ comp insurance in California. State Fund’s writings last year dropped below $1 billion, and AmTrust Financial Services Group surpassed it. AmTrust increased its premium by 12% to become the largest carrier in the California …
A proposal to help insurers fight workers’ comp premium fraud was amended by Members ahead of a hearing before the Assembly Insurance Committee scheduled for later this morning. The legislation, …
Justices at the California Supreme Court heard from both sides in a dispute over a Workers’ Compensation Appeals Board decision to act on a petition for reconsideration after the 60-day statutory clock had run out. The Board relied on a 30-year-old precedent to grant a petition that had not been delivered to it in time …
The 2025 accident year combined ratio for California’s workers’ comp system may be one for the record books. The accident year combined ratio is projected at 129% based on the latest industry data. This level hasn’t been seen in California workers’ comp since 2001. The industry’s year-end 2025 results show that California’s accident year combined …
The Contractors State Licensing Board is proposing to limit the workers’ comp exemption to sole proprietorships only. The Board’s choice excludes limited partnerships, limited liability corporations, joint ventures, and others who can presently apply for the exemption and maintain a license. CSLB detailed its plan to apply the exemption only to sole proprietors in a …
The national workers’ comp industry reported underwriting profit for the 12th consecutive year in 2025, with a calendar-year combined ratio of 91%. The industry’s loss ratio was under 50% for the ninth straight year. The release of $4.5 billion in redundant reserves helped elevate the calendar-year results. National Council on Compensation Insurance chief actuary Donna …
The Division of Workers’ Compensation’s 2024 audits of claims shops found that over 10% of randomly selected claims had unpaid benefits owed to injured workers. Overall, 271 workers were owed an average of $1,625 each (or a total of $440,714), but the amounts varied greatly by adjuster. Applicant’s attorneys routinely cite an injured worker’s inability …
The Fourth District Court of Appeal ruled that a lower court was correct to dismiss an injured employee’s lawsuit alleging fraud and violations of California’s unfair competition law and the federal RICO Act. The court says the actions of the third-party administrators, claims adjuster, and provider were all covered under the Workers’ Compensation Act’s exclusive …