Bracing for the Rate Hike Decision

Insurance Commissioner Ricardo Lara and the California Department of Insurance are reviewing and evaluating testimony by the Workers’ Compensation Insurance Rating Bureau in support of its request for an 11.2% increase in the September 1st, 2025, advisory pure premium rates. They are weighing it against a competing proposal recommending an 8.1% increase that was developed … Read More »

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California Improves In Nationwide Workers’ Comp Study

The biennial report by the Oregon Department of Consumer and Business Services on workers’ compensation costs across the nation has California as the fourth most expensive state. The result is a slight improvement from the 2022 edition of the report, which had California as the third most expensive state and 178% of the national median. … Read More »

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Workers’ Comp Bills Clear Major Legislative Hurdle

The California Senate and Assembly rubberstamped the vast majority of the workers’ comp bills introduced this year and sent them on to the other house before last week’s deadline for bills to clear their house of origin. The measures include proposals to expand existing workers’ comp presumptions for first responders and create new ones for … Read More »

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California Workers’ Comp Combined Ratio At Highest Level Since 2011

The California workers’ comp industry projected a 2024 accident year combined ratio of 123—an increase of 10 points from the prior year and the highest annual combined ratio since before the SB 863 reforms. The year-end data from the Workers’ Compensation Insurance Rating Bureau also shows that written premium fell last year while average charged … Read More »

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Workers’ Comp Rate Hike Hearing Set

The California Department of Insurance will hold a virtual public hearing on June 10th at 1:00 p.m. to review the Workers’ Compensation Insurance Rating Bureau’s request for an 11.2% increase in the state’s advisory pure premium rates. The Department will also hear the alternative proposal for the smaller 8% increase recommended by the actuary representing … Read More »

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Executive Officer Exemption In Dispute

In an interesting case, a nonprofit theater company is balking at paying a minimum workers’ comp premium charge for two executives who helped run the operations on an unpaid, volunteer basis. The workers’ comp carrier counters that the charge is required under Workers’ Compensation Insurance Rating Bureau rules and maintains that the company got the … Read More »

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WCAB Overturned On “Going and Coming” Rule

Workers’ compensation does not cover the injuries a farmworker sustained in a car crash during his 60-mile commute from work because the “going and coming rule” exception applies. Here’s the key: The Third District Court of Appeal says it makes no difference that the worker was riding in a vanpool because the employer did not … Read More »

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Applicant’s Attorneys Charged

The San Bernardino County District Attorney filed felony complaints against a call center operator that recruited workers’ comp claimants and then sold them to a pair of applicant’s attorneys in alleged violation of Labor Code section 3215. The attorneys allegedly paid over $550,000 for 1,118 clients over two years. Charged are attorneys Antony Gluck and … Read More »

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