SAN FRANCISCO - With the second quarter 1995 figures in, it's clear that for carriers in the workers' comp insurance business, profitability continues to deteriorate. Many California-based carriers with large books of business in their home state are being particularly buffeted by the hurricanes of change.As all the experts predicted the birth pains of a competitive rating system can be hazardous to the health of any carrier that happens to be in the game when the gun goes off, and they weren't kidding
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