Workers’ Comp Rate Decision Details

What are the key differences between what the insurance industry asked for and what Insurance Commissioner Ricardo Lara granted in the recent workers' comp rate decision? How did the Department arrive at a 6.6% increase?

24 Cases: Workers’ Comp Judge Disqualified

What did a workers' comp judge do to get kicked off of two dozen cases? How does the WCAB say things should have been handled?

Policy Cancellation for Audit Noncompliance

What does it mean to comply with a premium audit, and when can a carrier cancel a policy for noncompliance? The Third District explores the question in this dispute between a carrier and an insured.

Carriers’ Trim Underwriting Loss In 2025

What do the latest numbers tell us about the health of the workers' compensation industry in California? A new report to the Legislature is out.

Comprehensive Workers’ Comp Reform Delay

While major workers' comp reforms are unlikely this year, the negotiating positions are evolving. What are the top issues still on the table?

California’s Excess Workers’ Comp Market

Who are the major players in California’s excess workers' comp market? Their market share and loss ratios are detailed here.

CDI Wants Changes to Anti-Fraud Funding

How is the California Department of Insurance planning to change the regulations governing the various anti-fraud programs that employers and policyholders pay millions to fund? When will the changes be aired for public comment?

Commissioner, FAC Approve Funding Split Among District Attorneys

How is the state divvying up tens of millions of dollars it takes from employers to fight workers' comp fraud? Is your local District Attorney getting any of the money?
Brokers Be Aware...

Unlicensed Contractor Wins Reinstatement of Negligence Lawsuit

What are the rules that apply when a homeowner hires an unlicensed contractor, and the worker is injured on the job? Does workers' comp apply?

Shake-Up In California’s Workers’ Comp Market

Who dethroned State Compensation Insurance Fund as the largest writer of workers' comp cover-age in California? Which carriers are grabbing market share and from whom?

Prosecutors & Carriers Are Failing in Anti-Fraud Results

What results are employers getting for the $90 million they are spending this year to fight workers' comp fraud? How are the dollars being divided up, and what are the criteria?

Details of California’s Growing Cumulative Trauma Problem

How bad is California’s cumulative trauma problem? The latest facts, figures, and projections are startling.

Stalled Workers’ Comp Fraud Bill Amended Before Hearing

How does a bill that is up for hearing this morning propose to fight workers' comp fraud? What new tools will it arm workers' comp carriers with?

Rate Hike Proposals Under CDI Consideration

What are the key differences between the two pure premium rate recommendations under consideration? Why is the insurance industry’s request so much higher? And when will we find out the September pure premium rate changes? Premium subscribers can click here to find out...

It’s Dem vs Dem for Insurance Commissioner

Two Democrats are facing off in the race for California Insurance Commissioner. Results of the jungle primary put the two democrats into the general election as the republican conceded. Who is supporting whom, and where is the insurance industry?