It's been six long weeks since California Insurance Commissioner John Garamendi presided over a rather dull (arent they all?) pure premium rate hearing. But he has yet to announce his advisory pure premium rate recommendation for Jan. 1. And every day the Department waits is one less day the California workers' comp insurance industry has to announce and process even lower rates for employers beginning in January.The Workers' Compensation Insurance Rating Bureau recommended a 15.9 perce
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